Payment Methods Policy
Last updated: January 13, 2025

1. Accepted Payment Methods

1.1. We strive to make your shopping experience convenient and secure. Our store accepts the following payment methods:

• Credit/Debit Cards (Visa, MasterCard, American Express, etc.).
• Stripe – for quick and secure transactions.
• Other Digital Payment Platforms (e.g., Google Pay, Apple Pay – where available).

2. Currency and Exchange Rates

2.1. All prices in our store are displayed in [Default Currency, e.g., USD].
2.2. If you are paying in a currency different from the store’s default currency, the payment processor will handle currency conversion. Exchange rates are determined by your bank or payment provider.

3. Payment Processing

3.1. Payments are processed securely through trusted third-party payment gateways. We do not store your payment information.
3.2. Orders will only be processed once payment is successfully completed.
3.3. If payment is not completed or is declined, the order will not be confirmed, and you may need to try an alternative payment method.

4. Fraud Prevention

4.1. For your protection, we may perform additional verification for high-value transactions or orders flagged by our payment processor.
4.2. In case of suspected fraudulent activity, we reserve the right to:

• Cancel the order.
• Request additional documentation to verify the transaction.

5. Refunds for Payments

5.1. Refunds for eligible orders will be issued to the original payment method.
5.2. Processing times for refunds may vary based on the payment provider, typically taking 7–14 business days.

6. Disputes and Chargebacks

6.1. If you believe there is an error with your payment, please contact us directly at [Your Contact Email/Phone].
6.2. Unauthorized chargebacks may result in account suspension or further investigation.

7. Contact Information

For any payment-related inquiries, please contact us:
Email: support@gtamerch.store
Business Hours: [e.g., Monday–Friday, 9:00 AM–22:00 PM]

8. Additional Notes

• We reserve the right to update this Payment Methods Policy at any time.
• Always ensure that your payment details are entered accurately to avoid delays in processing your order.